Wikipedia might not always be the most accurate source of information out there, but it is one of those things that I’m constantly thankful is around. You can actually ensure that the site is always there for you, even when you don’t have a web connection, by downloading it in its entirety.
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How To Download All of Wikipedia Onto a USB Flash Drive
Saturday's Best Deals: Anker Gold Box, T-fal Kitchen Accessories, and More
Amazon’s big Anker charging sale, T-fal kitchen accessories, and some of your favorite clothes hangers lead off Saturday’s best deals.
Hear What Your Voice Sounds Like To Others
When I was in college, I got a job as a DJ for our campus radio station. Over Christmas break they played back old shows to fill the time, and one morning I managed to actually tune into myself on the radio. It took me a few moments to realize that the person talking was me, and my first thought was a surprised “Oh…
McDonald’s of the Day: The One in Vatican City, Which Is Now Open
Blessed be he, the Grimace.
That’s right. Grimace, Fry Guy, and Ronald McDonald are opening up shop right next to the Pope in downtown Vatican City, catering to the some six-millions tourists that pass through those hollowed grounds every year.
Not everyone’s looking to give the Hamburglar forgiveness, though. Only God may judge the Hamburglar.
According to Vice, the new McDonald’s is "at the corner Borgo Pio and Via del Mascherino, a mere block and a half—about 100 yards—from the famous St Peter’s Square. While neighbors already displeased by vendors hawking knickknacks in the area have complained that the McDonald’s would be a 'decisive blow on an already wounded animal,' at least one Cardinal is also saying leasing Vatican real estate to Ronald McDonald isn’t in keeping with the Church’s mission.”
Vice recieved an official response from McDonald’s, which stated they are occupying “a popular tourist area outside the Vatican that already has many other restaurants, bars, and retail shops… As is the case whenever McDonald’s operates near historic sites anywhere in Italy, this restaurant has been fully adapted with respect to the historical environment.”
McDonald’s isn’t the only chain that’s coming to the Vatican. Hard Rock Cafe is coming to Via della Conciliazione, answering the prayers of millions who want yet another Hard Rock Cafe, apparently.
Enjoy the Vatican, tourists, it’s yours now!
Submitted by: (via Huffington Post)
Skater of the Day: This Blind Skateboarder Is Amazing
Lots of us played Tony Hawk: Pro Skater and expected to leave the house doing kickflip to tailslide to bluntslide to that Chad Muska beats-slide where he pulls out a boombox. But very few of us could.
Still there are skateboarders who can trump the impossible things we’ve seen in video games. One of them is Dan Mancina, a skateboarder who is legally blind.
Mancina, who’s vision started to fade at 13, only has a slight amount of peripheral vision and a cane, but he’s still able to pull off some things most could only dream of — namely skating with a smooth controlled style. That’s the real money.
But according to Spolid, that’s not all that Mancina can do. In the video compilation “Dan Mancina Does Stuff Blind,” he chops wood, throws a bullseye, and fires a machine gun. Let this be an inspiration to all of us.
Submitted by: (via Jenkem)
Inspiration of the Day: Man Confirms John Oliver Paid His Medical Debt
Last year, John Oliver bought $14.9 million dollars of medical debt for $60,000 on a Last Week Tonight segment. And now the man who was relieved of that debt is speaking out.
On Reddit, user EricHill posted a letter from Last Week Tonight explaining that his debt had been cleared.
via Reddit
According to Mashable:
“Not only had the comedian paid the debt, he also alleviated Eric of having to pay any taxes on his "cancellation of debt" income. That's because the series paid for Eric's debt through "RIP Medical Debt," as a 501(c)(3) charity. Eric's debt was paid off, no strings attached.“The show cautioned that this was for this medical debt only and not future medical debts.”
So while everyone might not care about John Oliver, John Oliver certainly cares about something.
Submitted by: (via LastWeekTonight)
Bernie Sanders Brought a Big Sign to the Senate and a New Meme to Twitter
It’s been shown time and time again that if you show the internet a big, white sign, they’re going to do whatever they want with it.
Need I remind you of this stupid thing:
I didn’t think so. Well, someone should’ve reminded Senator Bernie Sanders, the guy who all your most annoying friends insist “would’ve won." Yes, Sen. Sanders printed out one of President-elect Donald Trump’s tweets to make the point that the reality-TV gameshow host who won the presidency last year might not be telling the truth.
Naturally, people loved the idea of Bernie holding up a big white sign because it’s really easy to Photoshop. Check out some of the best new Bernie signs:
Submitted by:
This 105-Year-Old Man Just Set a New Cycling World Record, So Maybe You Could Go Outside Once Today
Age ain’t nothing but an excuse.
This 105-year-old man just set a new cycling world record. 105. Years. Old. Our target demo is, like, 14 to 30, which means you have no excuse for spending so much time with those dang video games. X-Box One. More like X-Box None until you set a world record.
The Associated Press reports that Robert Marchand, who had once been told by a coach to give up because he was never going to achieve anything on that bike, “set a world record in the 105-plus age category — created especially for the tireless veteran — by riding 22.547 kilometers (14.010 miles) in one hour.”
Marchand isn’t just a world record holder, he’s spent time during his 105 years working as a firefighter, a truck driver, and a lumberjack, and only took up biking at 68. Man, we’re all so pathetic compared to this dude.
The Huffington Post says that “the cyclist can attribute his athleticism to eating fruits and vegetables, not smoking, drinking wine in moderation, exercising daily and going to bed at 9 p.m.”
Better get to work.
Submitted by:
Fisher-Price Rolls Out a New Line of Complexes with Exercise Bike for Kids
Parents are concerned about how active their kids are. But rather than, you know, taking their kids outside, they’re relying on Fisher-Price to get their kids moving without actually going anywhere.
At CES, Fisher-Price introduced a new stationary exercise bike for kids to ride and that parents can just plop an iPad in front of and forget about. Finally, a way for your kid to play video games and feel the burn.
According to CNN, “The system is Bluetooth-enabled so the bike could work with the apps played on platforms such as Apple TV and Android TV. App dashboards tell parents how much time their child has spent peddling and what he or she has learned in that duration.”
So now not only does your kid get hours of guilt-free screen time, but also they can enjoy all the healthy obsessing over exercise that their parents do. A toy that brings the whole family together.
Submitted by: (via CNN)
A Home Owner’s Guide to Refinancing Your Mortgage
Low mortgage rates unleashed a massive wave of refinancing that was a windfall for millions of consumers, but what will happen once those unusually low mortgage rates are gone? Will refinancing mortgage loans effectively be sidelined as a financial resource for home owners?
While the opportunity to lower your interest rate may be the most compelling reason to refinance, it is just one of several. Refinancing can accomplish different things for different people, and the more you are aware of what refinancing can do, the more likely you are to be able to use it to your advantage.
5 compelling reasons to refinance your mortgage
Here are five good reasons to refinance:
1. Reduce interest rates
A drop in market rates can create a compelling opportunity to refinance. However, even if interest rates generally are not lower than those on your current mortgage, you still may be able to lower your rate by refinancing. Rates on shorter mortgages and on adjustable rate mortgages are generally much lower than those on 30-year mortgages.
So, if you can afford the higher payments that come with a shorter mortgage, you might be able to lower your interest rate by refinancing from a 30-year to a 15-year loan. As for adjustable rate mortgages, the drawback with them is that the rate is subject to vary, so you won’t necessarily be lowering your interest rate for the life of the loan.
However, if you only anticipate being in your current home for a few years more, you might be able to benefit from an adjustable rate mortgage without the long-term risk of rate fluctuations.
2. Lower long-term interest expenses
Shorter mortgages don’t just carry lower rates. They also mean paying interest for fewer years. Even if conditions are such that you can’t lower your mortgage rate, you might find you could achieve significant long-term savings by switching to a shorter mortgage.
3. Eliminate mortgage insurance premiums
Mortgages like loans from the U.S. Federal Housing Administration that allow low down payments also typically require that you pay for mortgage insurance. Once you have built more equity in your home though, you might qualify for a type of loan that does not require mortgage insurance, so that could represent a potential savings if you refinance.
4. Make monthly payments more affordable
Stretching your remaining payments out over a longer period can result in reducing those payments. Lengthening your loan is also likely to result in paying more total interest in the long run. But if it is the only way to make your mortgage affordable, this can be a good reason to refinance.
5. Switch from an adjustable rate to a fixed-rate loan
You may have chosen an adjustable rate mortgage for a variety of reasons, but if you plan on being in your home for the long-term it would reduce your financial risk to stabilize your monthly mortgage payments. You could do this by switching from an adjustable rate to a fixed-rate loan.
What you need to refinance
To take advantage of your refinancing opportunities, it helps to have the following:
1. Equity – and the more the better
While government programs temporarily made refinancing available to some home owners with little or no equity in their homes (due to the collapse in home prices following the housing crisis), generally you are going to need a solid amount of equity in your home in order to qualify for refinancing. If you have 20 percent or more, you may be able to qualify for a loan that does not require you to pay mortgage insurance.
2. A good credit score
Keeping your credit healthy means keeping your refinancing options open – and you never know when the right conditions might arise.
3. Steady employment
If you are thinking of refinancing, you might want to do it before you make a change in jobs. Lenders like applicants who have held their jobs for a long time.
4. Closing costs
Closing costs will probably total at least a couple thousand dollars, and very often much more than that. You can finance this, such as by adding the closing costs to the amount you are borrowing in the new mortgage. But this will be more expensive in the long run and could eat into your equity balance. As noted previously, less equity (or what’s known as a higher loan-to-value ratio) can negatively impact your ability to qualify for refinancing. Or it could result in you paying more in mortgage insurance premiums.
Consider a low interest rate environment as the low-hanging fruit among refinancing scenarios. However, it is not the only worthwhile reason to refinance. Getting the most out of the potential benefits that refinancing presents requires knowing the different things it can accomplish, and being prepared to act on your refinancing opportunities.
The post A Home Owner’s Guide to Refinancing Your Mortgage appeared first on Get Rich Slowly.
Weekend / Workday
- Benchmade Pardue Design Griptillian
- CountyComm Embassy Pen in Brass
- Nite Ize DooHicKey
- Victorinox Unisex 241564 Infantry Analog Display Swiss Quartz Brown Watch
- Karas Kustoms Render K Copper Pen
- CRKT Small Pazoda 2
- ArrowHandkerchiefs EDC Hank
Let’s face it, we all have a few selections when it comes to our daily carry. On the weekend, I’m able to move with a bit more weight and can transport a larger blade. That’s when the Benchmade comes in perfect. My family relies on me to be the on-hand blade and ink supply. In fact, if I’m ever without a knife I’m usually rebuked for not fulfilling my duty. The Griptilian pairs nicely with the solid brass of the Embassy Pen. Shifting to workdays, I’m in an office and can carry lighter. A nice small blade opens everything I encounter daily while maintaining a low profile. The Render K in copper is the best holster for Pilot G 2 ink that I’ve found. I use the Hunter Green ink to give a bit more distinction to my signature.
10 Compact Slings and Messenger Bags for EDC
Even after paring your gear down to the essentials, it can still be too much to fit in your pockets. The quick fix would be to toss the rest into a bag, but even then you might not have enough excess gear to justify carrying a full-sized daypack. For those times when you could use just a little extra pocket space, a compact sling or messenger bag can make all the difference. Better yet, one that's fine-tuned to your specific EDC needs. In this guide, you'll find ten examples of EDC-worthy slings and shoulder bags for every scenario.
5.11 Rush MOAB 6
If you need a small tactical bag that can fit your essentials but handle larger tasks when the time comes, consider the 5.11 Rush MOAB 6. It's a small tactical sling bag made out of durable 1050D nylon. The interior has organizer space for your gear, and the exterior is MOLLE attachment compatible so you can expand the pack when you need it.
Maxpedition Wolfspur
If you need to be able to reach your gear at a moment's notice, the Maxpedition Wolfspur is just right for you. It's a tactical crossbody bag that gives you straightforward and easy access to your gear. While it's not as big as a daypack at just 11 liters in capacity, you'd be surprised at what you can carry with it. That's because it has multiple dedicated organizational pockets throughout the bag. And because it's designed for concealed carry, there are discreet storage areas that you can take advantage of as you see fit as well.
Chrome Kadet
The Kadet mixes urban commuter style with the useful ergonomics and durability of an EDC sling bag made out of solid 1050D nylon. It comes with a quick-release strap that operates like an old-style seatbelt. It also features compression straps on the bag itself to further minimize its footprint when its on your back.
Blackhawk Advanced Tactical Briefcase
If your everyday needs are more administrative in nature, Blackhawk's Advanced Tactical Briefcase offers you a great way to carry around your EDC without a lot of bulk. It's a 10 liter capacity shoulder bag with buckle flap that's designed to get you and your gear through the day whether it be in the office or out in the field. It's perfectly sized to carry your pens and papers along with your EDC. It can also fit a small laptop or tablet when you're on the go. And because it's a tactical bag made out of durable 1000D nylon, it will last you a while.
Direct Action Foxtrot
This is not your grandfather's nerdy waist bag. The Direct Action Foxtrot bag lets you carry your EDC essentials on your waist, or on your shoulder if you prefer it that way. It's a weather-resistant nylon tactical bag that can fit your gear up to and including an iPad. It's also nicely sized to carry a small camera and lens if you EDC a camera.
NutSac Man-Bag, Dammit
If you're after a more casual and timeless style of pack, this waxed canvas and leather bag should do the trick. Its waxed canvas doesn't just give the bag a comfortable feel, it also adds weather resistance to keep your valuables safe from the conditions outside. And if you think the canvas and leather combination would be too heavy, the bag itself weighs less than ten ounces in total.
Kelty Sling Bag
One look at the Kelty sling bag and it'd be hard to guess it's a tactical bag unless you knew beforehand. It's a lightweight, incognito tactical bag that definitely doesn't look like one. It's durable too, as you'd expect, made out of a mix of 210 ripstop and 600D nylon fabric. It's designed for concealed carry, so it has a hook and loop internal area for holsters and other accessories. If you don't carry you can also use that to attach other kinds of gear as per your needs too.
Condor Elite Sector
The Condor Elite Sector follows the Kelty's design cues in making a small and low-profile concealed carry sling bag. The difference is that it uses heavier-duty nylon and has a few more pockets and dividers in the main pack. Instead of looking like a more casual bag, the Condor goes for more nondescript looks. It also includes MOLLE organizational options in the interior of the main compartment as well so you can put bags within bags and further sort out your gear.
Pacsafe Venturesafe 150 GII
The best thing about carrying around a small sling bag is that it doesn't make you look like a target, especially when you're traveling. But you can't always rule out that someone will try to take your bag from you. The Pacsafe Venturesafe 150 GII comes with a plethora of anti-theft mechanisms that make it extremely hard for someone to cut and run with the valuables in your everyday carry. The main bag and the straps are all resistant against cutting and slashing attacks, and the zipper pulls come together easily for locking. Finally the bag itself blocks RFID transmissions, keeping your payment information and passport data safe from thieves.
Cargo Works EDC Laptop Case
If you're looking for a minimalist carry option in this category, the Cargo Works laptop EDC kit sports a simple yet functional design. Its main compartment is designed to fit a small laptop like a 12” MacBook. It will also readily fit a tablet if you carry one of those instead. You'll find plenty of webbing throughout the bag for organizing your gear: elastic loops on the inside, and MOLLE-compatible racks on the exterior. It's made of tough 900D nylon fabric and has solid YKK zippers so while it's minimalist, it will last through daily use easily.
What bag do you use for that extra bit of storage? Leave a comment below with your favorite pack!
Inspired EDC
- Casio PRG-80YT-1VDR
- NexTool KT5509 Taotool Folding Utility Cutter
- Plufy Bluetooth Headphones, Best Wireless Sports Earphones with Mic Waterproof HD Stereo Sweatproof Earbuds for Gym Running Workout 16 Hour Battery Noise Cancelling Headsets (Silver)
- SanDisk Ultra CZ48
- Paraclete Multicam Key Pouch
- Multitool from Decathlon
- Multitool from Decathlon
- Shoelace Bracelet
For Cycling. No wallet. Getting by with mobile payment.
Each pixel is its own diode.
Samsung has installed the world's first LED movie screen at the Lotte Cinema World Tower in Seoul, South Korea. And if you think, "But I have had an LED display home since 2012?", This is not the same.Direct-LEDSamsung's Cinema LED display has one LED diode per pixel, so it's a direct-illuminated LED display. These have previously not been particularly common in other than commercial banners and real big screens, where pixel size has been large enough.
The new cinema screen measures 10.3 meters in width and has a resolution of 4096 x 2160 pixels. By comparison, the canvas in hall 1 at the Colosseum in Oslo measures 24 meters in width.
The maximum brightness on the Samsung screen is 146 fL, equivalent to 500 nits, which according to Samsung is 10 times the brightness of common cinema projector technologies.
If you have a state-of-the-art HDR support today, you may know that it can reach 1000 or in a few cases 2000 nits, but in the theater, 500 nits should be on solid contrast.
Samsung also believes that the display should be well-suited to show concerts, sports and gaming, even in environments that are not quite dark.
The Cinema LED screen, of course, also supports HDR, and Samsung claims the screen has a contrast rate that is infinite. It also fully complies with the so-called Digital Cinemas Initiative (DCI) standards, and, of course, in the Lotte Cinema Hall, they have also installed a sound system from Samsung-owned JBL by Harman.Sony is on the same trackAlso Sony has shown a similar system based on their Crystal LED technology. At the CinemaCon fair earlier this year, they showed a 16-foot (narrow-five-foot) wide prototype, but the system is modular and can therefore be expanded to the desired size.
The price of such a system is not known, but there is reason to believe that at least it is currently more expensive than a traditional system with two 4K projectors and canvas.
"Threadripper" becomes much less expensive than Intel's top models.
The most expensive model, called the Threadripper 1950X model, featuring 16 cores and 32 threads, gets an American $ 999 price. The slightly less expensive model, Threadripper 1920X with 12 cores and 24 threads, costs $ 799 in the states.
Much cheaper than Intel's new top models
Comparing to Intel's recently launched top-processors in the new Core i9 series , AMD's models appear to be significantly lower in price.Of the new Intel models, the Core i9-7960X , with its 16 core and 32 threads, is closest to AMD's new top-of-the-range Threadripper 1950X. Intel's model has a US $ 1699 price tag, which is $ 700 more than AMD's model.
Comparing to the top model in Intel's new series makes the difference even more obvious. Core i9-7980XE, with 18 cores and 36 threads, has an American price of 1999 dollars. This is twice as much as the Threadripper 1950X, which, in fact, is slightly lower with its 16 cores and 32 threads.
In the lower segment, the difference is also highly noticeable. Intel Core i9-7920X, with its 12 cores and 24 threads, has a price of $ 1199. AMD's closest competitor Threadripper 1920X, which has the same number of cores and threads, costs about $ 400 less than Intel's model.
The two new Threadripper models have a core frequency of 3.4 GHz and 3.5 GHz on 1950X and 1920X, respectively, and both have turbo frequencies of 4 GHz. For more information, check out the AMD video below, where the company also presents the new Ryzen 3 processors.
Must cost a couple of thousand flaps and do not require any mobile or PC.
Bloomberg reports that Facebook will announce a pair of Oculus glasses later this year, which will get a price of only $ 200, well over 2000 dollars. Information comes from what should be safe sources but have not been officially confirmed.Does not require mobile or PCUnlike many of today's VR products, the new glasses will not require a cell phone or PC, but have all the necessary hardware built into the glasses.Facebook hopes the new product will accelerate the popularity of VR technology just as Apple popularized the smartphone with its iPhone. It does not seem to miss ambitions.The new VR glasses will have the code name "Pacific" and look like a more compact version of the Oculus Rift glasses, while the product is supposed to be even lighter than Samsung's mobile Gear VR glasses. The interface should resemble Gear VR, and the glasses should use a kind of wireless remote control, according to Bloomberg's sources.Proved prototype last yearThe goggles are supposed to feature a Snapdragon chip from Qualcomm on the inside, but offer more crunch than the mobile phone-based VR glasses. However, position tracking will not be in place, so the glasses will have a limitation compared to Rift and Vive.The unveiling is expected to happen this year, and the sale of the new VR glasses will start sometime next year. If the information is correct, Facebook and Oculus VR will probably reveal more details soon.Information that Oculus is working on a pair of new VR glasses that do not require PC or mobile was released last autumn , and a prototype of the glasses was also displayed. These were presented under the code name Santa Cruz, and therefore do not seem to be the same as Bloomberg's sources reviews. Whether this means there are more independent VR products coming from Facebook and Oculus is uncertain.
But it requires you to attend a total of 50 people.
Where they had previously been told that they had reached the maximum number of turns, it appeared something new in the week before."You've unlocked the first secret level ," it's called in the app, and the next prize is a 10 percent discount on a Founder's Edition of the next Tesla Roadster. This can be achieved by five new posts, and from there you get an additional two percent discount for every new customer you bring, as well as new secret levels of "amazing experiences money can not buy."Thus, at 50 wagers, the price of Roadster will be zero, as you get a 100 percent discount. Crazy accelerationHowever, little is known about the new Roadster model, in addition to Elon Musk's twist that it's going to be a convertible. In addition, it should be able to get Tesla's most powerful acceleration, known as the "Maximum Plaid" mode. This is mostly about Tesla Model 3 currently, but sometimes it also shows crumbs that concern the company's next-generation second-generation Roadster.
New Roadster as a premium bonus
This happens through the Teslas Verve program, where existing Tesla owners get a code they can give to friends who are interested in buying a Model S or X. There was originally the limit for the number of sentences set at five, but now it may look like If there is a "secret level" in the so-called Loot Box section of the Tesla app, which offers a discount on the previously unannounced Roadster. It writes Teslarati .[Tesla Roadster Sport 2.5, the final last generation of Roadster.]
Tesla Roadster Sport 2.5, the final last generation of Roadster. Photo: TeslaThey have received a screenshot from YouTube Channel Like Tesla , who is very eager to promote their verve code.
Where they had previously been told that they had reached the maximum number of turns, it appeared something new in the week before.
"You've unlocked the first secret level ," it's called in the app, and the next prize is a 10 percent discount on a Founder's Edition of the next Tesla Roadster. This can be achieved by five new posts, and from there you get an additional two percent discount for every new customer you bring, as well as new secret levels of "amazing experiences money can not buy."
Thus, at 50 wagers, the price of Roadster will be zero, as you get a 100 percent discount.
Read also: Here's it: Tesla's first Model 3[The new secret level in the Tesla reference program gives a discount on a second generation Roadster.]
The new secret level in the Tesla reference program gives a discount on a second generation Roadster. Photo: Like TeslaCrazy acceleration
However, little is known about the new Roadster model, in addition to Elon Musk's twist that it's going to be a convertible. In addition, it should be able to get Tesla's most powerful acceleration, known as the "Maximum Plaid" mode.Next gen Roadster will be convertibleIt is expected that this should be able to bring the car from 0-100 (or at least 0-60 miles per hour) in about two seconds. Teslas Norden chief Peter Bardenfleth-Hansen said last year at an industry event in Gothenburg, according to IDG :
"We'd love to build more (of the original Tesla Roadster, journ.anm.), But if no one else than you listen to, then I can probably tell you we're going to produce it again. It will look a little different, be a bit faster and a bit bigger.
Musk told Twitter in December that the car was "a few years away".
The original Roadster also had a 53 kWh battery and a range of 393 kilometers after the reasonably strict EPA standard.
Norske Bjørn Nyland has won both a Model S and a Model X in Tesla's conquest competitions. These serve as very cheap marketing for the company, which does not spend money on traditional marketing.Invitation to semi-trailer launch
The current program runs from 19 May to 31 December 2017, and the program provides benefits to both the verifier and the buyer.
The buyer receives $ 1000 in discount on a new Model S or X, as well as free Supercharger access as long as he owns the car. The verifier can earn the following premier and the replacement is not registered until the buyer has actually delivered the car.
One replacement: Battery-operated Model S in mini size , accommodating a child.
Two replacements: Early access to Tesla Solar Roof
Three wings: Four 21 "Arachnid Wheels in silver. Not available through other channels.
Four wings: Founders Series Powerwall 2 home battery in red. You must take the cost of installation yourself.
Five wings: Invitation to Tesla's unveiling of the advertised semitrailer, which Elon Musk called "seriously next level" on Twitter earlier this year. The invitation applies to you and a friend.